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Monero (XMR) Price Prediction 2021



For beginners, Monero (XMR) is a cryptocurrency that focuses on being untraceable and private. In some ways, Monero is designed a little differently from other cryptocurrencies since its transactions are not traceable, but it has similar features as any cryptocurrency, It can be used as a medium of exchange for buying and selling, and it can be exchanged for other coins or tokens. As already mentioned, one of  Monero XMR coin selling features is privacy and anonymity, so transactions with XMR coins can be fully anonymous, like physical cash. Monero was created in 2012, and it is a fork of the Bytecoin blockchain, which was initially named Bitmonero.

Monero (XMR) is fungible in the sense that no two transactions are the same, and you have full control over your currency and transactions. Monero (XMR) is set to be one of the three top-performing cryptocurrencies in 2021, One of the reasons why Monero is gaining worldwide acceptance is because of its privacy policy.


Key Factors Influencing the price of Monero (XMR)

Over the years certain factors have generally influenced the price of Monero like technology updates, adoption as a medium of payment, and a budding community.

Technology Updates

Monero has grown to become the currency of choice on the dark web, the technological makeup of the currency called the ring signature was designed to mix up keys of both senders and receivers on the Monero Blockchain hence aiding anonymity. This in turn has made it one of the best Anonymous cryptocurrencies. Monero changes its mining algorithm; this feature is one of the driving forces to the mass adoption of Monero.

Adoption as Medium of payment

With Monero being fungible and untraceable, it has enjoyed a steady acceptance on the dark web like never before. Alphabay and Oasis both Dark Web marketplaces are the first to adopt the cryptocurrency.  These two early adoptions have helped in the enormous adoption of cryptocurrency.


Monero has a wide group of users and community members ranging from miners, developers, and investors, this has played a major role in the price of Monero.


Why Invest in Monero?


Month Open Low-High Close MO.% Total.%


Sept. 286 238-322 280 -1.4% -1.4%
Oct. 282 219-314 293 3.9% 2.4%
Nov. 293 293-364 340 16% 18.9%
Dec. 340 340-393 367 7.9% 28.3%


Monero Price Prediction


Growth potentials: Since the creation of the cryptocurrency in 2016, the value of Monero (XMR) has increased from $1 to $300 between 2016 and March 2018, the value of the crypto has risen to 8,900%

This is the more reason experts believe that believe Monero should be used for an investment portfolio.

According to the algorithm-based forecasting site Wallet Investor, Monero’s XRM is expected to reach US$438.50 by the end of 2021. The price will increase to a new all-time high of US$548.56 by the end of 2022. By the end of 2025, XRM will be valued at US$875.20 and US$926.49 in May 2026.



Another crypto trading website, Coinpedia, predicts that if the cryptocurrency market stays bullish for the most part, Monero could reach its peak of US$700 by the end of 2021. But if the market remains bearish, Monero’s value will comfortably trade around the US$500 mark. By 2022, a rally can shoot up its price to US$1,500 and eventually correct itself at US$1,147. With everything bullish, Monero could trade above US$1,100 in 2025.


RELATED: Bitcoin Price Prediction

So, with this information should you buy Monero in the current dip? XRM is one of the most private cryptocurrencies, and owing to all the crypto scams that are coming to light, the demand for private and secure cryptocurrencies will only increase. Amidst all the volatility, Monero does show signs of quick stabilization and many organizations have started to accept XRM as a mode of payment.

With this, I believe that XMR is a very good investment as all predictions indicate an increase in value. Kindly tell us what you think about  (XMR)



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Lump-Sum Trading Strategy



Lump-sum trading strategy

The Lump-Sum Trading Strategy has been around for a while and most people have made tremendous profit trading with the Lump-sum strategy. Are you an employee saving your earnings to invest in a particular market, an heir to some inheritance, you got lucky and stumbled into fortune, or you just found yourself with a substantial amount of money? If you fall under any of these categories and wish to invest your capital, which strategy will you find more effective? Though lots of strategies prove effective, Lump Sum investing seems to be a better strategy.

What is Lump-sum Trading Strategy?

In the simplest of terms, lump-sum strategy means damning the risk or consequences and going all in.

Lump-Sum strategy or massive investing is putting all one’s money into the market immediately at one go. What this means is this: if I have a large sum of money, I would put it into the market immediately To buy those shares/stocks instead of buying in bits as one sees in the dollar-cost averaging strategy.

Note:  Dollar-cost averaging is an investment plan that involves investing a fixed amount of money at regular intervals (monthly, usually) over a rather long period in a particular stock.

A lump-sum strategy is a long-term investment strategy and of course, using a lump sum strategy means that one intends to be a long-term investor and a long-term investment is always best. Long-term investors refer to persons willing to incur risk for a certain amount of potentially huge returns and who also have a lot of capital to continue investing at such a pace over some time.

Understanding lump-sum Trading Strategy

As far as lump-sum strategy is concerned, all the money at your disposal goes into the stock market or buying of bonds immediately. If the market is favorable at that time, then you make lots of profits over your invested capital. This saves you from having to buy the same stocks, bonds, or assets for a higher price if the markets project positively. On the other hand, if the markets go south, then your stock well as your invested capital crashes along with the market. The disadvantage will be your inability to purchase more assets since you had all your capital invested all at once.

Although the dynamics of the market are constantly changing and it’s difficult to predict how markets would turn out from time to time, from the market’s available data, one can foretell what the future holds through past performances. Generally, every market fluctuates- it goes up and down, this means that even if you incur a loss, you stand the chance of making profits and recovering your losses as time goes on. So generally speaking, a lump-sum strategy isn’t a bad idea at all.

Lump-sum investors are mostly called diamond hands since they don’t panic at market fluctuations knowing that what goes down will surely come up with time- this is a sure bet.

According to a report by Northwestern Mutual, a lump sum investment is likely to give more profits and greater returns over time. A lump-sum strategy always comes out better than dollar-cost averaging. Lump-sum investing embraces all the ups and downs, crashes, and rise of the market, all for the benefits of long-term returns or profits as a lump-sum strategy is always the better choice to create huge wealth.

RELATED: Bitcoin Taproot Upgrade: All you need to know

Another thing to understand about the lump-sum strategy is to capitalize on what works best for you in the long run. If already you have a job with a low amount of money, it makes sense to employ the dollar-cost averaging strategy as it works well with those with little amounts of money. However, it’s quite different when you have a huge amount of money. When you do have a huge windfall, investing it immediately and directly is guaranteed to generate even better returns than what you have currently. Sure, it’s a big risk but the potential profit is bigger which makes it all the more reason to invest using a lump sum strategy.

Pros and cons of lump-sum trading Strategy

  1. It wouldn’t be a good idea if we don’t show you appropriately the benefits and downsides of the lump sum strategy. This is what we shall be doing immediately.

Firstly, there’s a saying that goes this way: “time in the market beats timing the market”. What this means is this: where the money is available, it’s much more prudent to invest it in the market all at once instead of timing the market to get that which favors you instead of investing as much money as possible in the market.

What is the downside? Well, you need to have a lump sum to invest with. All the huge returns all stem from huge investments hence the reason they’re called lump sum investments.  The basic reason people turn to dollar-cost averaging or the reason why lots of people don’t even invest is that they keep saving up money.

Hence, saving up money is never a smart decision because cash in savings earns nothing as inflation is always on the rise and makes redundant money like savings lose their value. The practical thing would be to invest all the money in the market where it would earn even higher revenue by generating great profits. However, the downside to this is that where there’s a sudden market crash, the result would be a loss and a crash for the investment as well. Nevertheless, a lot depends on your personality and planning.

  1. Additionally, another benefit of the lump-sum strategy is that unlike dollar-cost averaging, you don’t get to pay commissions or brokerage fees a lot. At the most, you pay once and you are done. Also, the anxiety of constantly checking market transactions is dramatically reduced since it’s a one-time and direct investment with no need for the entire craze that comes with dollar-cost averaging.

Note: This doesn’t mean that you shouldn’t check out the market from time to time.

These are the benefits as well as the downsides of this strategy. As much as using this strategy has always proved effective, you should always measure the risks associated with any investment you wish to embark upon. If you are scared, always bear in mind that life alone is a risk, where there are no risks there are no rewards – the greater the risk the greater the profit.


How to get started with Lump-Sum Trading Strategy

Now, this has been settled, how do you go about lump sum investment? The first step with this is simply to choose a brokerage account, deposit the money in such account and then proceed to purchase the stock. It becomes easy from there. In lump-sum investing, the brokerage could come with low costs and no commission. The same applies to cryptocurrencies, choose an exchange, register, purchase your desired digital assets and store them in your desired wallet.

It is extremely important to diversify your investments. It becomes very significant once it comes to lump-sum investing. If a lump so the strategy is going to be employed, don’t put all your money into a single stock alone, it is more strategic to invest in several different stocks. For example, try investing in a mutual fund or ETF. Investing in mutual funds or ETFs is a bit more secure as it allows you to own a different stock which means that you don’t need to worry about the stock of one company suddenly failing or crashing.

Note: mutual funds are a collection of investment assets put together as a single investment pool. ETF means exchange-traded fund which allows investors to buy many stocks in different companies at once.

Mutual funds and ETFs are more secure and rewarding, all the more reason to use a lump sum strategy to buy them up. Mutual funds and ETFs brought in a lot of profits since they’re tied to the different companies whose shares are on the SP500 (which includes the stocks of the most successful companies in the United States)

A lump-sum strategy is a useful investment plan if you have the necessary finances needed for the market. If you do, please take that risk and make that investment at once.


This strategy can be used in any investment of choice as long as profits are involved. With the recent trend, digital assets like cryptocurrencies seem to be the new gold mine. Hence leveraging on this practice while you invest in the various blockchain projects will surely bring huge returns on investment.

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Top 10 CryptoCurrencies you must Hodl In 2022



top 10 cryptocurrencies you must hodl in 2022

The year is rounding up and a lot happened in the crypto market, we strongly believe that in 2022, the crypto market is going to experience exponential growth. If you want to make huge profits in 2022, you must be willing to expand your crypto portfolio and hodl some or all of the cryptocurrencies in this article.

These top 10 crypto-currencies to hodl in 2022 were curated from research and careful market analysis.


Let me start by saying this, if you’re a crypto newbie reading this content, you will find everything in this article very helpful. If you’re looking for insight for your crypto investments,  get ready to get a lot of them here. If you’re also looking to just gain a little more knowledge to add to what you already know about the crypto market, dig in and grab as much as you can hold.

A cryptocurrency is simply a digital currency, virtual currency this means you can’t see, feel or touch this currency. Cryptocurrency is run by a decentralized system that uses cryptography. This system makes it very difficult to make a counterfeit or fake it’s currency.

Cryptocurrency has become popular especially among people who are looking to make long-term investments and short-term investments, profits.

Top 10 Crypto Currencies To Invest in 2022

With the advancements and development in recent times, there has been the creation and there will still be creations of more cryptocurrencies in the world. The deal isn’t about the cryptocurrencies but picking the one to invest in. You must also be aware that when investing you automatically become responsible for monitoring the crypto market with consistency, this is so you know if your target has been attained. Whether it’s a short-term investment or a long-term investment, you must consistently monitor the market.

If you are looking to invest in cryptocurrency in 2021 here are the top 10 cryptocurrencies that would be befitting.

Bitcoin (BTC)

Bitcoin is the first on our list. Everybody knows and has heard of Bitcoin even though some people don’t know what it is. If you’re looking to invest in cryptocurrency, Bitcoin should be top of your list. Bitcoin accounts for more than 40 percent of the crypto market cap. Apart from being the highest crypto coin in circulation, Bitcoin is looking to make more moves to higher grounds as speculations show that it would soon become a means to store value in the corporate world. This speculation came as a hint when Tesla Inc. purchased about $1.5 billion worth of Bitcoin. This tells you that Bitcoin has not reached its end. If you’re looking to invest then this is your top call.

Ethereum (Eth)

Closely following the Bitcoin stock in the ranks is Ethereum which has also been called, labeled a blue-chip asset. In the entire crypto market, Ethereum accounts for about 20 percent of the crypto market cap and also looks to make more moves to higher ground. One of the major reasons that Haas made Ethereum rank this high is the fact that it works as a platform for Defi which is Decentralized Finance. This coin has become the go-to platform for developers when they want to create decentralized Apps or DApps. Ethereum is also a go-to platform for new technologies. Investing in Ethereum shouldn’t be a tough call to make, it will be worth it.

Solana (Sol)

Beginning the year 2021 with 0.01% of the crypto market cap, Solana has made its way to join the top ten cryptocurrencies by market cap. What an amazing success call, a  victory story indeed.

Solana’s ranking as part of the top ten cryptocurrencies by market cap was one of the greatest shocks that hit the crypto world and the world generally. Who expected that a coin with little or no effects would grow to such height in a short period?

Analysts have said if there’s a coin investor should go for, it should be Solana because it has attained a certain height of stability in the crypto market cap. One key reason for its fast growth is the fact that it was created to help developers create decentralized apps or DApps just like Ethereum. Good enough, developers have said the Solana network is faster than that of Ethereum for creating decentralized apps or DApps. Here’s one coin you should get if you’re looking to invest in cryptocurrency in 2021.

Dogecoin (Doge)

Dogecoin has become one of the most regarded coins in the crypto market. Originally this coin was created as a joke so analysts labeled it a meme coin. A Meme coin is considered to be of no value and to worsen matters a Meme coin is said to lose value as time goes on. Amazingly this coin attracted so much attention and beat its counterparts to rank among the top ten cryptocurrencies in the world. This ranking comes from the market cap that each coin has. What other victory is greater than one that is not expected. Dogecoin is one good investment for the year 2021.

Binance Coin (Bnb)

The Binance coin, though silent has been one of the very few cryptocurrencies that proved strong and rose to its peak in a short space of time. Analysis of this coin has shown a consistent upward trend since 2017 when all cryptocurrencies rose to their peak. It’s been regarded as one of the most stable coins among all cryptocurrencies. More than ever Binance coin has shown an amazing upward trend this year. Stability is one way to show it’ll be a good ride if invested in.

Cardano (Ada)

Just like Binance coin, Cardano is one very silent but appealing cryptocurrency. It has made impacts in the market even though not very loud but analysis shows that Cardano is one of the best cryptocurrencies to invest in in 2021. It is cheap and unlike Bitcoin, its transactions are faster. The catchy point about Cardano is the fact that it is safer and keeps getting safer as it improves on its security, this means this platform is consistently making faster moves so hackers don’t get into it.

XRP (Ripples)

According to speculations and insider information, this cryptocurrency is gunning to be an Ethereum killer. This platform was developed by the founders of Ripple, the reason why the XRP is also called Ripple. This is one platform that allows for exchanges and transactions between fiat currencies and crypto. If you’re looking to invest in crypto 2021, then this one coin you should have on your list.

Polkadot (Dot)

I want to call this coin “the breakaway coin” and I’ll tell you why. The creators, developers of this platform, used to be part of the top leaders of the Ethereum platform. These people looking to make a platform with a better network and better transaction channels created Polkadot. It has proven to be better and faster with transactions as it doesn’t have just one transaction channel but several transaction channels.

Tether (USDT)

Ranking as the fourth-largest cryptocurrency by market cap, Tether is one sure good investment to make in 2021. Tether has shown stability as its value has been seen to be consistently tracking the dollar. The fact that the value of Tether is tracking the US Dollar doesn’t allow plenty of price fluctuations.

It has been seen as a value store as this platform is used to save the profits gotten from the trade of other cryptocurrencies.  It is one stable coin you should have. Good for investment be it long term or short term

FTX Token (FTX)

Used to be silent but has been able to attract the attention of the public and the crypto world recently. The FTX Token is the native currency of the FTX platform. The FTX platform is a platform for crypto derivatives. This coin has slowly made its way up the ladder and will be one amazing investment for 2021.


What Are the Best Crypto Currencies to Invest In 2023 for the Long Term

For those looking to make long-term investments, you must know that long-term investments do not escape the consistent market monitoring routine. We will not fail to also let you know that the volatility of the crypto market is high, so a sharp eye and consistent monitoring will do you a lot of good.

Here is a list of some coins which have been proven to be the best cryptocurrencies for long-term investments.

  • Bitcoin – BTC (most popular cryptocurrency in the world and the leading asset)
  • Ethereum– ETH (runs an awesome decentralized platform that keeps third parties, hackers out)
  • Cardano – ADA (runs a secure platform for peer to peer transactions)
  • Uniswap – UNI ( this cryptocurrency is one of the best as it uses smart contracts)
  • Dogecoin – DOGE (with unlimited capacity to produce more, this cryptocurrency has proven to be stable)
  • Binance Coin – BNB ( following in the footsteps of its predecessor Bitcoin, it has shown stable growth and looks to make moves for higher grounds)

Let me draw the curtain here by saying all the coins mentioned as best for investment in 2021 are also good for long-term investments. They’ve proven to be stable, have a traceable growth rate, and are consistent with the crypto market.

RELATED: Shiba Inu: All You Need to Know

What Is the Best AltCoin to Invest In 2022

With proper analysis and crypto market expert advice, there are a lot of ALTCOINS you can invest in in 2021. Of all the ALTCOINS, the best with a show of consistency and stability is the FTX Token.

FTX Token (FTX)

This is showing up twice in this article because of how good it has proven to be. FTX is one amazing ALT coin that has shown great prospects. It is the native currency of the FTX platform just like we said earlier. So if you’re looking to invest in an ALTCOIN, we just gave you one.



If you are interested in making profits in 2022, you should have the above-listed cryptocurrencies in your portfolio.

Kindly note that this peiece of information should not be construed as financial advice, you must know that the cryptocurrency market is volatile and you must know your investment risk quotient before investing in any cryptocurrency.

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Shiba Inu; All You Need To Know



Shiba Inu

You should be aware that Shiba has joined the list of coins that are being watched daily by cryptocurrency traders around the world. This shit coin as it was considered, gave the world a shocker when it gained traction of over 400% a few weeks back. Who would think SHIB as it is popularly known could perform such magic. The analogy that comes to mind is “zero to hero”. Whether or not you missed out on Shib, you might want to know the reason for such a tremendous performance. So great a performance that after the rise, the powers that be in the crypto world couldn’t bring it down. SHIB stood strong against all odds (surpassing the popular doge token). As you read on, you’ll be given proper details of this magic token. Enjoy your read

What Is Shiba Inu

Shiba Inu, also popularly known as SHIB, is a cryptocurrency, a token that is named after a Japanese dog breed that also has the name Shiba Inu. This Shiba Inu dog breed is said to have originally come from the Chūbu region of Japan. This dog breed is said to be a medium-sized dog that is alert and smart. Notably, the Shiba Inu token has proven to be alert and smart. It is worthy of note that it is this same dog breed that is represented on the doge coin. The Shiba Inu token was said to have been named the doge coin killer. Good enough it has answered to its name.

The Shiba Inu token is graded with meme coins. Let me ask a question, do you know what a meme coin is? If you don’t know, I’ll tell you. A meme coin is a coin that is formed from a meme, an internet meme to be precise. The first meme coin to be formed is the doge coin, the coin that Shiba Inu token rises to displace. The bottom line, Shiba Inu token is a meme coin that originated from the Japanese dog breed.

History Of Shiba Inu

We earlier disclosed that the name Shiba Inu was coined by a Japanese dog breed. It is said that the  coin was formed by an anonymous group of persons, a person called “Ryoshi”. Funny as it sounds, it is not yet known if it was a person or group of persons that were responsible for the creation of the  token. History has it that the token was created in August 2020, just 1 year and 2 months ago.

The history of the Shiba Inu token isn’t much. After its creation in August 2020, Vitalik Buterin donated SHIB which was worth more than $1 billion (this amounts to over 50 trillion SHIB) to India. This donation was made on the 13th day of May 2021. It was Vitalik Buterin’s part of India’s COVID-Crypto Relief Fund. The Meme coin became the talk of the world after it made a rise of over 200% in just a matter of days in October and still looks to increase.

What Makes Shiba Inu So Valuable?

You must understand that what kills or keeps the life of a meme coin is public attention. This means if it has much attention, it lives longer and gets stronger but it’ll get weaker and eventually die if there’s no attention paid to it. This means if any meme coin will live, the founders have to pull a lot of attention to it.

Unlike what you’ve heard, read, or what you’ve been told, Meme coins have value. Even though it might not look like it, Shiba has landed in the top 15 best-selling coins recently with its value surging high. Shiba has been able to hit a value higher than its predecessor, the doge coin.  So far how the Shiba Inu token gained value is quite funny but has a lot to say. The founders of Shiba Inu gave about half of the whole SHIB to Vitalik Buterin (co-founder of Ethereum).

Even though Vitalik said he didn’t know why Ryoshi gave him all that coin, after his donation to India as part of the COVID-Crypto Relief Fund, the founders of SHIB made a public declaration concerning the donation. Remember this donation was over 50 trillion SHIB, shortening the value of the SHIB.

So far, the added value of SHIB is undeniable – especially the fact that it can be used for transactions as it is an Ethereum based coin.

Shiba Inu Price Prediction

So far, there have been contradicting views on the price of the magic coin Shiba Inu, as many crypto market experts have different expectations.

According to the chief marketing officer of Crypto Exchange Marie Tatibouet, “I expect the hype of the Shiba coin to die down soon”. This is the view of an expert in the Crypto market.

A different view comes from one of the founding partners of Ingrained Media, Mr. John McCreery who says he sees real good potential in Shiba Inu, and he expects the value of SHIB to get better. In his words, Mr. John McCreery said “I believe Shiba has some real potential to grow from its fraction of a cent amount to $0.01 or greater” in an interview. In yet another sit down he said “We have seen a large jump just this week, in the coming weeks as we wrap up 2021, the price likely only continues to run.”

We’ve had top market experts on different sides but all of this goes to show that SHIB has proved to be a strong coin and has taken its place among other top-ranking cryptocurrencies in the world. Most of the predictions show that Shib holds a lot of promises for a better future.

Exchanges To Buy Shiba Inu 

If you’ve been searching for platforms to buy Shiba Inu, there are several platforms where you can purchase the SHIB coin.

Platforms like, Binance, Uniswap, Coinbase,  Atomic Wallet, and even KuCoin

How To Buy Shiba Inu

We just stated that you can buy SHIB on different platforms. Here are the ways you can buy Shiba Inu (SHIB).

First, you’ll need an account. You’ll first need to open an account on any platform that gives users free access to Shiba Inu tokens (SHIB). This could be on Coinbase or Uniswap (any Ethereum based decentralized exchange).

I must let you know at this point that you can either buy SHIB on centralized exchange platforms or decentralized exchange platforms. It is advised you buy SHIB on decentralized exchange platforms basically because decentralized exchange platforms support Ethereum based coins, assets. You can use Uniswap as it is a decentralized exchange platform l. Make sure you have a crypto wallet that you can choose from any of the earlier mentioned platforms. When you get a wallet then you are ready to purchase SHIB

Shiba Inu Vs Dodge

Shiba Inu versus Dogecoin is otherwise known as the Crypto Dog Fight. Both coins hold so much worth but Shiba Inu has proven to be a stronger counterpart to its predecessor the dogecoin. Both coins can be used to pay, purchase assets. The Shiba Inu coin is said to have its exchange platform, of course, it is a decentralized exchange platform called ShibaSwap. Having its exchange platform keeps SHIB one step ahead of dogecoin.

Dogecoin was developed in the year 2013 while Shiba Inu was developed in August 2020. The dodge coin has about $132 billion in circulation supply while the Shiba Inu has over $550 trillion in circulating supply. As of October 2019, the dodge coin has $38 billion as market cap. price while Shiba Inu has $40 billion as market cap. price.

Even though both coins were characterized as meme coins, they have both shown sustainability and consistency as regards pulling attention and both show a strong promise for the future.

Crypto Guide: How To Buy Bitcoin as an underage 2021

What Does The Future Hold For Shiba Inu

Saying the future is bad for Shiba Inu wouldn’t be a nice thing to say, because this meme coin which was considered to be nothing a few months ago shook everyone’s feet with the all-time high it hit. The available predictions of the future of Shiba Inu are contradicting each other as some experts feel Shiba will not make it. On the other hand, we still have experts who speak positively and consistently about its value. It is sure to keep gaining more grounds and thus have a groundbreaking future. Experts still believe that SHIB will one day hit $0.1 and then $1 and so on.


So far we can say that indeed whoever named or whatever group of people named the SHIB after the dog breed sure had a peek into the future of their Meme coin. It has broken the record of any meme coin ever held. Reaching its height in such a short time as compared to other coins in the crypto world.

SHIB stood because its founders saw its future and stayed fighting with what they saw and never flinching even when it seemed like that dream would not be possible. The Shiba Inu coin has shown strength like the Japanese dog breed. Just like the Japanese dog breed is used for hunting, the SHIB has practically hunted down the dogecoin which happens to be its predecessor and the first meme coin.


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